Confidence in your insurance provider is everything, especially when you rely on them to deliver a timely and efficient service in your hour of need. With with a major provider, you have the assurance of an independently judged insurance provider and the backing of a world-leading insurance company.

These insurance plans are underwritten by Hauteville Insurance Company Limited a wholly owned subsidiary of AGF, and part of the world-leading Allianz Insurance Group. AGF has a Standard & Poor’s rating of AA-.

With the Global plans, you will have the financial security of a large insurance group, but the high standard of personal, award-winning service only a specialist company can provide the wide range of benefits and flexibility of our Global Health cover means that you can send your employees & students overseas or hire expatriate employees confident that they are completely covered in the event of a medical emergency from day one, and are therefore better able to concentrate fully on their work.

Employers with more than 20 employees can also benefit from full medical insurance cover on a medical history disregarded basis, with minimal paperwork, no exclusion for pre-existing conditions, and no waiting periods for maternity, dental and well-being benefits.

Unlike Japanese national Health cover(covers 70%), William Russell covers 100% of the treatment costs with worldwide cover, patient could also choose the place where he would like to receive treatment.

A well constructed employee financial package will have health, life and income protection insurance at its core. As part of a generous employee benefit scheme, William Russell insurance solutions can help you attract and keep well qualified employees, thus maintaining and augmenting your skills base in a competitive corporate environment.

You'll enjoy these features:

1. Choice Our range of international health, life and income protection plans offer one-stop shop convenience.

2. Value Our affordable plans suit all budgets, and remember, we also offer attractive group discounts (link to discounts page).

3. Efficiency We settle claims efficiently and swiftly, with payments made direct to the hospital or to your employee’s bank account or to their Visa Credit card accounts.

4. Security Our plans are underwritten by AGF, part of the Allianz Insurance Group.

5. Global presence We’re always available on the telephone to answer queries. Contact us at our UK or Malaysia offices to suit your working hours.

6. Global response Our 24/7 world-wide emergency medical assistance service is supported by our own in-house team of qualified medical professionals.

7. And great service always! Just one of the reasons we keep winning awards. Our service is always personal, always knowledgeable, backed by our fully trained staff and the latest in information technology.